There is a saying: It is better to have it but do not need it, than to need it and not have it. We are talking about insurance as protection strategy.
See your house burn or die suddenly while traveling for business or pleasure are always possibilities that exist, rare, but are risks that exist and for which you are willing to pay an extra amount to your regular insurance premium, right?
Never say no to a protection strategy, is not it ?. So why not invest in a prepaid legal advice ?. Statistically speaking there like high-high risk of being sued several times while you live, especially if you are a freelance professional or self-employed. So a couple of hundred dollars for prepaid legal advice is a serious and mature decision.
In fact, if there is the remote possibility that you hire these services, there is probably a trick on legal issues to be covered by the Prepaid Legal Advice. While it is true that not all companies prepaid legal administration is a scam, many organizations with great deals you are rampant, affecting the development and reputation of those services.
How to identify the tricks in Prepaid Legal Advice?
There are many factors to consider and identify potential scams, but can always be a façade of legality.
Versions and reports that organizations performing these scams usually demand that the "client" large sums of money each month and when to enforce the legal service does not get what allegedly hired or assists people with inadequate training that does not really help you.
Many of the scammed people end up paying a considerably high sum in addition to the insurance premiums of their staff, but they are really paying much more than you would normally pay for a lawyer.
The good news is that everything is not so bad. Initially these legal services were created and offered by someone who had a genuine interest in helping preventively to individuals and business, but the fact is that a bunch of crooks people without scruples have taken advantage of respectable companies to defraud people legal subterfuge and cheap rhetoric.
However, there are insurance contracts that fully protect policyholders, in fact legal services are included without paying an additional premium. Take time to read the document from your insurance contract and ask yourself: How many times have arrested me? Is it really necessary? There is a remote possibility of needing a lawyer 24 hours every day ?, If the answer is yes then maybe you need a Prepaid Legal Advice, but if instead you do not even have a traffic ticket, then you do not require this such services.